|
St. Johns Standard Homeowners Program
COVERAGES
| A
- Dwelling |
$80,000
(minimum)
$500,000 (maximum) |
| |
|
B
- Other Structures
|
2%
of Coverage A (minimum)
10% of Coverage A (maximum) |
| |
|
| C
- Contents |
25%
of Coverage A (minimum)
50% of Coverage A (maximum) |
| |
|
| D
- Loss of Use |
10%
of Coverage A |
| |
|
| E
- Personal Liability |
$100,000/$300,000/$500,000*
(each occurrence) |
| |
|
F
- Medical Payments
|
$1,000
to $10,000 (each person) |
| |
|
Ordinance
& Law Coverage
|
25%
of Coverage A |
*Requires underwriting approval
Options
- Increased personal property limits
- Increased Other Structures limit
- Replacement Cost Coverage on contents
DEDUCTIBLES
| |
All
Other Perils |
Hurricane |
| Standard |
$1,000 |
2% |
| |
|
|
| Options |
$500
|
No
hurricane |
| |
$500
|
2% |
| |
$500
|
$500 |
| |
$1,000
|
5% |
| |
$1,000
|
$500 |
| |
$1,000
|
$1,000 |
| |
$2,500
|
No
hurricane |
| |
$2,500
|
2% |
| |
$2,500
|
5% |
|
 |
