Frequently Asked Questions

What is your overall strategy as a company?
We created St. Johns to provide Florida agents and their customers with a stable market for homeowners insurance. As a totally voluntary insurer, we did not enter the marketplace to capitalize on short-term opportunities. Our goal is to be a reliable, long-term player. To do this, we have structured our entire organization to ensure that we consistently deliver a quality, fairly-priced product and a superior level of personal service.

What about the people behind St. Johns?
While as a company St. Johns is relatively new, our people are not new to the business of homeowners insurance. Our management team is comprised of seasoned insurance people with an average of 20 years' experience. We know Florida and we understand what it takes to write business efficiently and profitably.

What products do you offer?
We currently offer a standard and preferred homeowners program (HO-3) as well as a condominium owners product (HO-6).

Where do you write business?
We write business throughout the state of Florida.

Who are your target customers?
We target a wide range of homeowners with homes valued anywhere from $80,000 to $750,000.

What is your minimum premium volume commitment?
We have no minimum volume commitment. We're confident that once you work us you'll see the difference we can make in your business.

Are you appointing new agents?
Yes. We are always looking for agents who share our commitment to quality, integrity and superior service and are interested in a long-term partnership. If these are qualities you value in an insurer, e-mail kedgar@stjohnsinsurance.com or give us a call at 1-866-304-7779 and ask for Kim Edgar or Neil Biscuiti.

What about financial stability?
St. Johns is rated "A" Exceptional by Demotech for its financial security.