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Our Promise

At St. Johns Insurance, homeowners’ insurance protection is more than just a piece of paper; it’s a promise to ensure your peace of mind.

We stay true to our promise by upholding these standards every day:

  • A high level of attentive, personal service from experienced professionals who understand the issues homeowners face;
  • A quality insurance product that’s fairly priced;
  • Providing the information our customers need to make an informed decision;
  • The assurance of working with a company that will be there not just this year, but in the years to come;
  • Responsive claim service that never forgets the reason insurance was purchased in the first place;
  • Honest answers and fair treatment at all times.

Who We Are

St. Johns Insurance is a privately held insurance company that insures home and condominium owners throughout the states of Florida and South Carolina. Our mission is simple: provide agents and policyholders with access to a high-quality, financially-stable insurer that will be reliable over the long-haul.

St. Johns is headquartered in Orlando, Florida. We are rated “A” Exceptional by Demotech, an organization that ranks and monitors insurance companies for financial stability.

Our products are available exclusively through a network of agents strategically located throughout the state.

Our History

Established in 2003 and headquartered in Orlando, St. Johns Insurance is a privately held company specializing in homeowners’ insurance products and services. St. Johns Insurance Company is owned by St. Johns Holding Company. The majority shareholder is St. James Insurance Group, a managing general agency and program developer that has been underwriting homeowners’ policies since 1984.

Today, St. Johns continues to solidify and expand its presence in the state. The company’s commitment to offering quality products and services has made St. Johns one of the most sought-after insurance companies in the southeast.

Management Team

St. Johns management team is composed of seasoned insurance people with an average of 30 years’ experience in the business.

Reese I. Bowen


Mr. Bowen has over 35 years’ experience in insurance management, underwriting, product development and operations both domestically and internationally. In his career, he has held senior management positions with AIG Risk Management, Midland Intermediary and Coopers & Lybrand Risk Management Consulting. He is a graduate of Georgia State University.

Russell Beck

Executive Vice President

Mr. Beck has 15 years’ experience in homeowners insurance claims management. Prior to joining St. Johns, he was regional claims manager and catastrophe claims manager for Risk Enterprise Management, the TPA Division of Zurich Risk Management Services, where he managed property claims for Florida and Texas Select. He was also responsible for planning, staffing, overseeing the technical and catastrophe vendor network and the performance of multiple branch offices. Mr. Beck is a graduate of Florida State University and is a Florida State Certified Residential Contractor and a Senior Claims Law Associate. He is licensed in Florida, Texas and South Carolina.

Jesse Schalk

Chief Financial Officer

Mr. Schalk started his career in public accounting where he gained a specialty in audits and annual statement preparation of life and property casualty insurance companies. Most recently he held the position of Vice President of Asset Management for Heifer International Foundation, an endowment and charitable trust. Prior to that, he was the general manager of Farmers Union Mutual Insurance Company, serving the homeowners of Arkansas. As general manager, he was responsible for all financial, underwriting, claims, IT and reinsurance functions. Prior to joining Farmers Union, he was the Vice President of Finance and IT for American Management Corporation, a national managing general agent serving personal and commercial insurance clients in over 40 states. Mr. Schalk is a graduate of Arkansas Tech University with a BS in Accounting and is currently licensed as a CPA in Arkansas.

Protecting Property. Ensuring Peace of Mind.

Become a member of the St. Johns Insurance family.