Submissions

Business must be submitted on a St. Johns Homeowners application and supplemental application via our secure website.

Photographs - front and rear views offset to demonstrate roofline of the alternate sides of the dwelling.  If the home is no more than five years old, no pictures are required.

Required attachments may include:

• Documentation of replacement value and/or closing documents
  
  
• Evidence of Citizens Property Insurance Corporation coverage
  
  
• Proof of Flood Insurance and/or Flood Rejection Form or Declarations
  
  
• Evidence of sound condition for roof, plumbing, heating/air conditioning and electrical systems for homes older than 30 years. Homes 50+ years old need individual inspections of roof, plumbing, heating, air conditioning and electrical systems.
  
  
• Details of the claim, if there's been a loss in the preceding 36 months, and an explanation of how the cause(s) of the loss was corrected
  
  
• Protection documentation (e.g., Windstorm Mitigation Affidavit, Shutter Certificates, Alarm Certificate and Monitoring Receipt, etc.)