How To Select The Right Homeowners Insurance Company

Selecting a company to insure one of your biggest assets is an important decision. Here are some critical factors to keep in mind.

Financial Stability – Is the insurer financially stable? Check their Demotech rating.

Expertise – Does the insurance company focus on homeowners insurance, or is it just a sideline?

Knowledge Of The Local Area – Does the insurance company know your area and are they committed to insuring homes in Florida?

Reputation – You buy insurance in case you have a claim. So a good reputation for fair claims settlement and superior customer service is just as important as competitive pricing. The state insurance department can be an excellent source of information on companies that are under investigation for unfair practices or claims settlement disputes.